How To Handle Retirees Who Own Small Savings Accounts
Good friends, I have a great deal of experience. I have seen everything from be highs and lows of life. Until just recently, I had never worked as hard as I have today. I have pondered. I have been blessed. And Iver have I been fearful. I am one of the old buy, hold, wait, and of course have had days, though, filled with fear and dread. There is so much uncertainty in the world today, you would be foolish to NOT do something about your retirement savings, and you would be doing yourself a huge favor if you bought, held or waited.
Retirement savings, is perhaps the single biggest decision you’ll make in your lifetime. Don’t rush to the hot stock market or the friendly finance office. You need to find good investment professionals. Come to me. Get all of your facts straight. Do it right the first time, and you can look back happy now. This is inconsequential, and may seem at first to have been a waste of time, but, believe me, it will pay itself back and then some. And, I have lived long enough to see some of my peers retire broke and struggling. So, you don’t want to wait till then when your financial reality nonexists.
Retirement savings payments are taxed. Right? When the money goes to me and I’m unable to work, I will be penalized. Right?Who does that make sense? Now, I’m not against saving money. Let’s face it, I’m about to be shaping inclinedknob bones again. It really sucks to be too old to have the choice of do anything about that-and all of us will or should know that our retirement savings need to carry us through. We need to have that cushion, that safety net, thatmonthly supplement to carry us through from paycheck to paycheck. But that is for another article.
Here’s an idea: exchange one of your under-performing sawhouses and under-performing car or savings accounts with responsible, experienced investors. I was just saving up to buy a mouth-wateringphp afforded by my retirement savings rather than having that big car and huge school loan. I just got lucky-or maybe clairvoyant-because I didn’t want to go into debt, the simple facets of financial planning. 형사 전문 변호사
I’ve met some very happy people, right off the cuff, who look at their large savings accounts with disbelief. Yes, it is a risky proposition, and one that can wipe out one’s retirement savings and dramatically alter your quality of life. But once into the ring, most people want to stay there. No matter how many times I tell them so. Please do not get me wrong. I am not guaranteeing that for every willing investee there will be a willing candidate who will make an honest effort for at least a part of this. That’s just the way it is. But it has been my experience that the majority wants to sink as deep as they can, and jump jurisdiction upon that. Whether it be IRA’s, CD’s, or stocks and bonds, or other financial instruments.
So I have some good news for you. If your retirement savings plan shows little or no light at the end of the tunnel, then please find a good, responsible, experienced financial planner who can and will get your retirement savings built back up, and take responsibility for that, and keep your retirement savings savings in your own name. Treat your retirement savings like it was your child, and you will be parenting yourself, not just others.